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Tools for Buyers

Mortgage Calculator

Estimate your full monthly payment including taxes, insurance, and HOA. Compare 30-year and 15-year loan scenarios side by side.

Loan Parameters

$
$
20.0% of purchase price
%
%/yr
$ /yr
$ /mo
$ /mo

Monthly Payment Estimate

$0

Total Monthly Payment

Loan Amount $0
Down Payment 0%
Principal & Interest $0
Property Tax $0
Home Insurance $0
HOA $0
Total Interest Paid $0
Total Amount Paid $0
Estimated Payoff —

Extra Payment Impact

Time Saved —
Interest Saved —

Add an extra monthly payment above to see your savings.

Side by Side

30-Year vs. 15-Year

Rates below are editable defaults — adjust to match your actual quote.

30-Year Fixed

Rate %
Monthly P&I —
Total Interest —
Total Paid —

15-Year Fixed

Rate %
Monthly P&I —
Total Interest —
Total Paid —
Interest saved vs. 30-yr —

Estimate only. This calculator is for informational purposes and does not constitute loan advice, a mortgage commitment, or a pre-approval. Actual rates, payments, taxes, and insurance costs will vary based on your credit profile, lender, property location, and other factors. Contact a licensed loan officer for an accurate quote. Default rates shown are illustrative only and are not sourced from any live feed.